flashing.lights asked:


I have federal student loans and one private student loan. I am looking for the most cost effective route to consolidate them. Is it even possible to consolidate federal with private? I can also ask these question to the companies which disbursed my funds, but I am looking for an unbiased and educated opinion.

Thanks for the advice!

Sunny CA asked:


I have about $65K in various student loans, it has been killing me. I heard there is loan modification like the mortgage modification, it will reduce my loan amount or give me an affordable terms. How to do that?

Tim asked:


I’m planning on buying an engagement ring very soon and was trying to figure out about what i could afford. Are most loans for jewelry 1 year or can you have longer pay periods? I was hoping to get about a $3-4k ring and was wondering about what the monthly payments would be. Thanks for any information!

Qwer Qwer asked:


In my math project I have to explain the difference between these two types of loans when getting a car loan, and why I have to use an unsecured loan when the secured loan interest rates are lower. If someone could explain this to me, I would give them a best answer vote.

Dobert asked:


I’m looking to consolidate all of my CC’s and a personal loans into one loan.

Stacey Argabright asked:


I have a few loans that I am having trouble keeping up payments because of my low income as being a part time employee at Lowe’s. My hours change due to budget, therefore my income changes. I really want to pay all four of these loans but I have a one year old daughter to take care of and they are threatening legal action.

mytwocents asked:


In your country, do you get home loans at a fixed rate for say 15 years?

Do you have to pay a large penalty for pre-paying?

If the loan is at a floating rate, what is it pegged to?

Do loan rates vary according to individual credit profiles?

fotophrk asked:


I know you can’t usually include student loans in a bankruptcy, but what if a person files for chapter 7 and then wants to go back to school? Will they be able to get loans for school?

matthew wirth asked:


My student loans are through NelNet and I received a letter from NelNet instructing me to stop making payments. The reason they give is that my student loan account has been paid by a claim and now has a zero balance. I have had student loans since 1995; but I also have filed bankruptcy. What does all this mean? What claim paid my loans off? Did I or someone else get sued for the money?

lories_box asked:


I recieved all my loans from one lender for 2 years. Do you think it is necessary or better to consolidate my loans?