Kate asked:


My parents got parent plus loans for me for college. My first year of college it went under my dads name and the other years it went under my moms name. Also since i transfered, the first 2 years are under sallie mae and the other 2 are under direct loans.
Can these all be consolidated into one loan?

Malcolm asked:


I have no credit, nobody to co-sign, I’m 25 this month with only 14 community college credits. Does anybody on here have a similar situation as mine and has been approved for private student loans? If so, for how long will the loan sustain your education and what kind of interest rate is the loan?

Jason G. asked:


Please forgive me for sounding so ignorant, but I need to know what these means ’cause I have to find out about the status of my loans. Please help me out. Thank you.

Simpsfan asked:


Is it smart idea to pay some money per month while you’re in college? So that you can pay less in the future for the loans with lower APR.
That is fine with me. I have heard of stories about students who are stuck on paying back the loans for the next ten to fifteen years. I do not want to be in their shoes.

Steve C asked:


I’m a student right now, and i have gotten a total of 2 student loans from citibank.
One was 10k for my freshman year and the other was 5k for my sophomore year.

I’m right now in the military and trying to get the student loan repayment program, and they’re asking me for promissory notes for both loans, but from what I remember, I didn’t get a promissory note on my second 5k loan, because I got from the same account and same institution…

Would this second promissory note, does it exist? would it be needed?

theatrelover7434 asked:


I applied for student loans like last week and it said I’m suppose to receive something in 24 hrs, but I didn’t get anything back yet and I’m afraid that if it doesn’t go through by the time I start school tomorrow, I won’t be able to go to college. Does the student loans pay for the classes and books too or you still have to pay? If yes, how does the payment plan actually work? I know it’s like a monthly pay, but how do you do it?

flashing.lights asked:


I have federal student loans and one private student loan. I am looking for the most cost effective route to consolidate them. Is it even possible to consolidate federal with private? I can also ask these question to the companies which disbursed my funds, but I am looking for an unbiased and educated opinion.

Thanks for the advice!

Nick D asked:


My financial aid got all screwed up and now i have to get a loan to pay my $6000 balance. should i take a loan from my bank, or is there a good company that specializes in loans for college tuition?

bluebird asked:


I currently have salliemae Federal student loans at 6.8%. I have an opportunity to take out a loan somewhere else for 2.7 % and pay off the higher interest rate loans. But will I still be able to write off the interest from this new loan as I do with my current student loans?

just reality asked:


Okay, so in a nut shell, after receiving the loans I qualify for, I qualify for 9,000 dollars worth of loans, scholarships, grants, plus a 12,000 direct parent loan, but I can’t take out the direct parent loan because my parents are not paying for my college. So basically all I can get is the 9000 dollars. BUT I need 14,000 to be able to afford school. Where can I get more loans?