Peter asked:


Are bill consolidation loans different from debt consolidation? I am confused in this two concepts. Want to know more about it and get my medical bills, or credit card bills consolidated asap. Also can anyone suggest any good resources for bill consolidation and also want to advice me what to choose.

Foojy asked:


My basic plan is too pay back as much as I can, as fast as I can after I graduate and hopefully knock them out within 6months - 1year. Even if I have to live with my parents and eat ramen the whole time to do it. I just really don’t want to owe money. I’ll probably have about 10k in federal loans.

My question is, can I pay it back like that? Asap, or do they require you to do drawn out monthly plans?