mistymountain_999 asked:


I can’t get approved for loans on my own because I have no credit, but I can’t get approved with my parents as a cosigner because they have atrocious credit.
I’ve already had four federal loans, but I still need $3500.

Any Ideas?
I have no one else to use as a cosigner.
I have a job, but it is not enough to cover the expenses.

Kate asked:


My parents got parent plus loans for me for college. My first year of college it went under my dads name and the other years it went under my moms name. Also since i transfered, the first 2 years are under sallie mae and the other 2 are under direct loans.
Can these all be consolidated into one loan?

GameWarden asked:


I’m planning on not taking out any loans. Right now i’m 18 years old, a senior in high school, and i have $16,500 saved. I also only have to pay for a third of my college and my parents pay for the rest. So what percent of students have to take out loans for college. Am i in a better situation that most other people?

Megan asked:


I’m going to be studying for my bachelor’s all overseas. Do I get loans here in the US or in the UK (where I’m going). Any information on how to do this is much appreciated. I don’t know much about loans, and my parents have decided not to support me.

Nicole C asked:


I have been in community college for the first 2 years of my schooling so I have not had to take out any student loans yet. I have been applying for loans for this next semester and I have been getting really high interest rates. Some are over 15% which I feel is riduculous. I am 21 years old with good credit and I have used my parents as co-borrowers when applying. They do not have great credit and my dad makes too much money for me to get any government help, but they don’t pay for anything. Where should I go for lower interest rate on loans? Also, what is a good amount to take out if I decide not to work next semester? Thanks!
My parents are married so any information I use goes for both parents.

Jessica asked:

already receive stafford loans, but I know that some people take out tens of thousands of dollars worth of other loans for school. Im probably going to need around 20,000 beyond the stafford loans altogether. Also, my parents have no money and I think they have bad credit, so will that affect me?
What are some good loans out there?